That's great you're sticking with it for now! It really is a fun and intriguing game.
Okay, you could message (name removed as he was ripping me off) and tell him you want 100k per attack, that's easy money. Xmas town ends soon, but you can dander round it - it's slow and a bit dull though, so I do it when I'm petting Jelly or something. The mini games are good actually. Anyway, you basically use one of the alternative maps and then walk round the path looking for drops, keys and chests. Some chests are combo locks, and it's like Mastermind, remember that? Green means the number is right, yellow means it's the right number and wrong place, and red means it's a totally wrong number. Use 123 and work from there.
I think the glass of beer is meant to be good to buy. I need to go spend my tokens actually, but anyway, I was getting prizes and finding stuff like energy drinks worth 750,000k! And the market value for some Xmas stuff (like coal, iirc) apparently goes up substantially in a few months time.
Look up baldr's guide for general tips too.
I got a mansion rented out, then kind of stopped worrying about money to focus on gym work and stuff. I mugged someone for a quarter mil earlier though, that was wicked.
Here I can lend you some too, it's all in my piggy bank and in points now, but I'll try and give you some cash later if you want.
It is a slow game, a marathon rather than a sprint, so don't fret too much about power levelling. But what I'm doing now is a lot of gym work again. The mansion raises happiness which is very important to gains.
So I've been stealing loads of sweets. My happiness is 1000, I eat sweets until it's 2000, then I bang an ecstaty to double it to 4000. Then plough my whole action bar into gym work. HUGE difference.