What did you get for your subscriber gifts, Goldentony?
I got a box of grenades, and my third book - first one I've started to read! Opened the box of grenades and as they blow stealth, I'll use them on inactive accounts to get my "100 finishing hits with temp weapons" merit done.
The book doubles nerve regen for 30 days! I don't drink in game, so was worried the "dutch courage" book was actually gonna change alcohol effects, but no, this is wicked. I have a nerve bar of 67 (35 comes from my factions specials, and I unwisely put 2 merit points in, although may now dump more in for this book before I reset and max out banking interest - edu already maxed) and am never off my phone, so a full nerve regen of like 2 hours 45 minutes is lovely stuff. I'll fly to closer countries all month so I'm not wasting nerve in the air, I guess, even though I've got all the merits done for them.
I'm three days off getting my driving license, and had planned to start straight onto drug crimes, so this will help. Most people skip them as they're impossible to do without getting jailed, therefore hurting your long-term nerve bar progress, but I want the merits and the challenge and the furstration, so I'm going for it. I've seen too many people who regretted not doing them, eventually.
Crimeswise, I've been doing "steal parked car" - which gives good cash when you sell at the docks, and "stealth virus", which the guides wrongly have pegged as being a 25 natural nerve bar crime. It's really a 30 NNB crime, I've found. So my recommendation is that once you can do "jacket theft" with enough experience that you never get jailed, do those till like 2500 then switch to "thorough robbery" and then stick with that (or just jackets) until nerve bar gets to 30, and then you can go straight to "arson warehouse" which is one of the best crimes there is for building crime XP. Need driving license for that too though. What edu you doing at the minute GT, out of interest? Did you get blood bags done in Biology so you can med out of hospital?