Can the financial experts in this thread tell me if there's a way to cancel a (paid off) credit card in writing please?
I've been a well behaved customer, it's just Lloyd's bought the provider and they're pricks, also I found they block exchanges for seemingly no other reason than they see it as a risk to their banking interest.
I don't want to speak to them, but I'm not sure a cut up card and a piece of paper where I've drawn round my hand flicking the v's is legally binding .
Just write to them, a short and to the point "I wish to close account number xxxx xxxx xxxx xxxx. I enclose the destroyed card associated with the account" should do it.
What I don't know is, does cutting the card in half stop the contactless working? If not, I maybe would be wary of putting it in the post but I'm speaking from a position of no actual knowledge, so I could be worrying about nothing.
Lloyds don't seem to make it easy to find a customer service address but you could send it to the registered office address in the small print on the website:
25 Gresham Street
London
EC2V 7HN
Someone there would be able to direct it to the right people. Alternatively you could probably hand it in at your local branch, but if you don't want to talk to them I can see that might be off-putting.